Efektifitas Program Kartu Indonesia Pintar Terhadap Pemenuhan Kebutuhan Pendidikan Tinggi Bagi Mahasiswa Kurang Mampu Di Universitas Negeri Surabaya
DOI:
https://doi.org/10.31004/joecy.v6i1.6537Keywords:
Effectiveness Program, Indonesia Smart Card, KIP, higher educationAbstract
The high cost of higher education in Indonesia remains a major obstacle for students from low-income families to continue their studies at universities. This condition prompted the government to launch the Indonesia Smart College Card Program (Kartu Indonesia Pintar Kuliah or KIP-K) as an affirmative policy aimed at expanding equitable and inclusive access to higher education. The program is designed to reduce financial burdens by providing tuition waivers and living allowances for economically disadvantaged students with strong academic potential. Universitas Negeri Surabaya (UNESA) is one of the state universities with the highest number of KIP-K recipients in Indonesia, making it a relevant setting to examine the program’s effectiveness. This study aims to analyze the effectiveness of the KIP-K Program in fulfilling the educational needs of underprivileged students at UNESA and to identify its supporting and inhibiting factors. The study employs a descriptive qualitative approach, with data collected through in-depth interviews and observations involving four informants: two KIP-K recipients and two non-recipients. Data were analyzed using Miles and Huberman’s interactive model, which includes data reduction, data presentation, and conclusion drawing. The findings indicate that the KIP-K Program at UNESA is relatively effective based on Soetrisno’s (2016) five indicators of effectiveness: program comprehension, goal attainment, target accuracy, timeliness, and tangible change. The program has positively influenced students’ learning motivation, academic discipline, and financial independence. However, several challenges remain, including delayed fund disbursement, unequal dissemination of information, and insufficient monitoring of fund utilization. Strengthening the monitoring system, improving distribution mechanisms, and enhancing program outreach are recommended to ensure the program’s sustainability and to promote equitable access to higher education in Indonesia
References
Christy, E. N., Latifa, R., Purwatitisari, N., Prabowo, P. A. R., & Harmawan, B. N. (2024). Efektivitas Program Kartu Indonesia Pintar Kuliah (Kip-K) Di Universitas Pembangunan Nasional “Veteran” Jawa Timur. Jurnal Penelitian Pendidikan Sosial Humaniora, 9(2), 134–141. https://doi.org/10.32696/jp2sh.v9i2.3059
HARYONO, E. K. O. (2024). Analisis Pengaruh Beasiswa Kip Terhadap Prestasi Mahasiswa Iai Al Muhammad Cepu Dengan Pendekatan Variabel Dummy. Riemann Research of Mathematics and Mathematics Education, 6(2), 35–43. https://doi.org/10.38114/y5tj1y42
Imron Arlado. (2025, May 29). Unesa Tiga Kali Berturut Tempati Posisi Pertama, Berikut Daftar 20 PTN Penerima Mahasiswa KIP Kuliah Terbanyak di SNBT 2025. PT Mojokerto Intermedia Pers Jl R A Basuni No 96 Jampirogo Sooko Mojokerto 61361.
Ishak, D. (2021). Menciptakan Kebijakan Pendidikan Yang Lebih Baik Di Indonesia. Papatung Jurnal Ilmu Administrasi Publik Pemerintahan Dan Politik, 4(2), 53–59. https://doi.org/10.54783/japp.v4i2.513
Jusmelinda, S, R. R., & Barisan. (2025). Efektivitas Penerapan Peraturan Kemendikbud Nomor 10 Tahun 2022 Terhadap Program KIP Kuliah Di Universitas Muhammadiyah Sidenreng Rappang. Inovasi Global Jurnal, 3(6), 1013–1028. https://doi.org/10.58344/jig.v3i6.352
Lestari, R. A. (2021). Penguatan Kebijakan Pemberdayaan Sosial Ekonomi Rakyat Era New Normal. Jurnal Ilmu Sosial Dan Ilmu Politik, 1(1). https://doi.org/10.30742/juispol.v1i1.1563
Miles, M. B., & Huberman, A. M. (1994). Qualitative data analysis: An expanded sourcebook. sage.
Mindarti, L. I., Saleh, C., & Galih, A. P. (2022). Penerapan Inovasi Sistem Informasi Manajemen Guna Mewujudkan Keterbukaan Informasi Publik. JMM (Jurnal Masyarakat Mandiri), 6(1), 258. https://doi.org/10.31764/jmm.v6i1.6336
Mulyosaputro, P. (2025). Evaluasi Pengelolaan Dana Kip Kuliah: Peran Inspektorat Jenderal Dalam Mewujudkan Akuntabilitas Di Pendidikan Islam. Tadbir Jurnal Manajemen Pendidikan Islam, 13(1), 221–243. https://doi.org/10.30603/tjmpi.v13i1.6226
Mustarif, R., Pramudiana, I. D., & Haryati, E. (2024). Evaluasi Program Keluarga Harapan Pada Sektor Pendidikan. Soetomo Administrasi Publik, 2(2), 351–364.
Nikmah, F. A., Wardani, N. T., & Matsani, N. (2020). Apakah Kartu Indonesia Pintar Berhasil Menurunkan Angka Putus Sekolah? Jurnal Komunikasi Pendidikan, 4(2), 72. https://doi.org/10.32585/jkp.v4i2.581
Pratama, Ri. A., & Ridho, W. F. (2023). KIP-K: Meningkatkan Kesejahteraan Melalui Pendidikan Di Surabaya. Jurnal Pengabdian Masyarakat Indonesia, 3(4), 559–563. https://doi.org/10.52436/1.jpmi.1392
Purnama, R., & Izzatusholekha, I. (2023). Analisis Program Indonesia Pintar Dalam Mengurangi Putus Sekolah Di Kabupaten Bandung. Jurnal Manajemen Dan Ilmu Administrasi Publik (Jmiap), 5(1), 66–73. https://doi.org/10.24036/jmiap.v5i1.600
Ridha Kusuma Perdana. (2025, June 11). Data Rata-rata Total Biaya Pendidikan di Indonesia Menurut Jenjang Pendidikan pada TA 2023/2024. DataIndonesia.Id.
Rohmah, E. N. L., & Kasmawanto, Z. (2022). Implementasi Program Kartu Indonesia Pintar Kuliah di Perguruan Tinggi Swasta. Madani Jurnal Politik Dan Sosial Kemasyarakatan, 14(1), 85–104.
Safii, M., & Amanda, A. (2023). Optimisasi Algoritma MOOSRA Pada Seleksi Penerima Beasiswa KIP Kuliah. Jurnal Saintikom (Jurnal Sains Manajemen Informatika Dan Komputer), 22(2), 555. https://doi.org/10.53513/jis.v22i2.9459
Sakinah, R. A. W. S., & Fithry, A. (2024). Analisis Yuridis Tentang Kewenangan Dan Tanggung Jawab Universitas Dalam Penyaluran Beasiswa Kartu Indonesia Pintar Yang Tidak Tepat Sasaran. Snapp, 2(1), 53–62. https://doi.org/10.24929/snapp.v2i1.3121
Santoso, A. M. (2023). Hardiness Pada Mahasiswa Penerima Beasiswa Kartu Indonesia Pintar-Kuliah, Universitas “X” Yogyakarta Di Masa Pandemi Covid-19. Jurnal Empati, 12(6), 433–440. https://doi.org/10.14710/empati.2023.31585
Saputra, R. F., Rahmadhani, O. K., Hikmayanti, N. S., Amelia, F., Rosyada, A. D., & Nugraha, J. T. (2025). Kontribusi Program KIP-K Terhadap Peningkatan Motivasi Dan Sikap Belajar Mahasiswa Di Universitas Tidar. Jurnal Iso Jurnal Ilmu Sosial Politik Dan Humaniora, 5(1), 16. https://doi.org/10.53697/iso.v5i1.2637
Sarjito, A. (2024). Memahami Dinamika Administrasi Publik Dan Implementasi Kebijakan. SaraqOpat, 5(2), 76–88. https://doi.org/10.55542/saraqopat.v5i2.670
Soetrisno, E. (2016). Manajemen sumber daya manusia. Kencana.
Sugiyono, Prof. Dr. (2017). Metode Penelitian Pendidikan Pendekatan Kuantitaif, Kualitatif, dan R&DSugiyono. 2017. “Metode Penelitian Pendidikan Pendekatan Kuantitaif, Kualitatif, dan R&D.” Metode Penelitian Pendidikan Pendekatan Kuantitaif, Kualitatif, dan R&D. Metode Penelitian Pendidikan Pendekatan Kuantitaif, Kualitatif, Dan R&D, 225.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2026 Yoggy Pratama, Zainal Fatah, Nihayatus Sholichah, Ika Devy Pramudiana
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
