ASTUTI, C.; AULIA, M. R. .; MULYANI, S. . Risk Evaluation in Providing Gold Credit at PT Pegadaian Medan Sunggal Branch . Journal of Innovative and Creativity, [S. l.], v. 6, n. 1, p. 13010–13016, 2026. DOI: 10.31004/joecy.v6i1.8606. Disponível em: https://joecy.org/index.php/joecy/article/view/8606. Acesso em: 31 oct. 2026.