HUTASOIT, D. T. M.; MANULLANG, N. S. . Strategi Alokasi Sumber Daya pada Era Perbankan 4.0: Analisis Common Size laporan keuangan Bank Digital dan Hybrid . Journal of Innovative and Creativity, [S. l.], v. 6, n. 1, p. 9287–9293, 2026. DOI: 10.31004/joecy.v6i1.7892. Disponível em: https://joecy.org/index.php/joecy/article/view/7892. Acesso em: 31 oct. 2026.