MAULANA, H.; ALVI, A. C.; WAHJONO, S. I. Analisis Peran Regulasi Dalam Mengatasi Tantangan Hukum Fintech di Era Digital. Journal of Innovative and Creativity, [S. l.], v. 5, n. 2, p. 4217–4228, 2025. DOI: 10.31004/joecy.v5i2.693. Disponível em: https://joecy.org/index.php/joecy/article/view/693. Acesso em: 17 oct. 2026.