BALEN, J. .; TARIGAN, N. S. .; SIREGAR, A. I. .; SIALLAGAN, H. . Pengaruh Permodalan Bank terhadap Efisiensi Operasi dan Performa Intermediasi Perbankan. Journal of Innovative and Creativity, [S. l.], v. 6, n. 1, p. 1000–1006, 2026. DOI: 10.31004/joecy.v6i1.6747. Disponível em: https://joecy.org/index.php/joecy/article/view/6747. Acesso em: 7 nov. 2026.