WAHYUDI, D. Adopsi ZISWAF Digital: Studi Mahasiswa Ekonomi Syariah STEBI Tanggamus. Journal of Innovative and Creativity (Joecy), [S. l.], v. 5, n. 1, p. 356–361, 2025. DOI: 10.31004/joecy.v5i2.3080. Disponível em: https://joecy.org/index.php/joecy/article/view/3080. Acesso em: 12 oct. 2026.