AWALUDDIN, S. P.; DM, R.; AZIS, I.; SUSANTI, N. A.; FAHMI, M. Z. Pengaruh Literasi Keuangan terhadap Pola Konsumsi Rumah Tangga di Era Digital. Journal of Innovative and Creativity, [S. l.], v. 5, n. 2, p. 19524–19540, 2025. DOI: 10.31004/joecy.v5i2.3067. Disponível em: https://joecy.org/index.php/joecy/article/view/3067. Acesso em: 17 oct. 2026.