WULANDARI, R. A.; NIETA, T. .; TAUFIK, A. . Consumer Protection in Illegal Online Lending Practices: A Private Law Analysis and Enforcement Efforts. Journal of Innovative and Creativity, [S. l.], v. 5, n. 2, p. 18798–18802, 2025. DOI: 10.31004/joecy.v5i2.2848. Disponível em: https://joecy.org/index.php/joecy/article/view/2848. Acesso em: 17 oct. 2026.