LUTFIFA, R.; SYAHPUTRA, T. A.; WAHJONO, S. I. Pengaruh Fintech Mobile Banking terhadap Perilaku Konsumtif pada Gen Z. Journal of Innovative and Creativity, [S. l.], v. 5, n. 2, p. 701–710, 2025. DOI: 10.31004/joecy.v5i2.242. Disponível em: https://joecy.org/index.php/joecy/article/view/242. Acesso em: 18 oct. 2026.