KAMALUDDIN, I.; RAHAYU, A. F. A. R. Analysis of the Use of Shopee Paylater in E-Commerce on Consumer Finance: An Islamic Economic Perspective. Journal of Innovative and Creativity, [S. l.], v. 5, n. 2, p. 277–288, 2025. DOI: 10.31004/joecy.v5i2.192. Disponível em: https://joecy.org/index.php/joecy/article/view/192. Acesso em: 16 oct. 2026.