FEBRIANDA, Y. Niat Perilaku Pengguna terhadap Layanan Peer-to-peer (P2P) Lending Syariah. Journal of Innovative and Creativity, [S. l.], v. 5, n. 2, p. 11287–11295, 2025. DOI: 10.31004/joecy.v5i2.1755. Disponível em: https://joecy.org/index.php/joecy/article/view/1755. Acesso em: 16 oct. 2026.